As ACA premium subsidies near expiration, uncertainty grows over potential policy changes amid rising health insurance costs and negotiations in Washington.

Oregon's homeowners insurance premiums have surged as insurers grapple with billions in wildfire-related claims since 2020, impacting affordability and market dynamics, especially in wildfire-prone areas.

California Insurance Commissioner Ricardo Lara dismisses lawsuit challenging regulatory authority, advancing efforts to stabilize the insurance market amid wildfire risks and insurer withdrawals.

Explore how California's wildfire crisis is leading to insurance coverage losses, premium hikes, and new regulatory strategies impacting homeowners and insurers alike.