In 2024, US health insurance premiums rose 6% for individuals and 7% for families, with significant state-by-state cost disparities affecting affordability and market dynamics.
Illinois sees a proposed 25%+ homeowners insurance rate increase by State Farm amid rising catastrophe losses. Regulatory review and legislative calls underway.
California's CARS Act aims to improve auto retail protections after the FTC CARS Rule was overturned, enhancing affordability and reducing risks for vehicle buyers.
Connecticut's new law changes insurance dispute arbitration by requiring insurers to cover arbitration costs and pay interest on disputed amounts, promoting faster claimant payments and greater insurer accountability.
The Washington State report finds the liability insurance market for adult family homes sustainable with stable premiums and loss ratios. It highlights insurer risk perceptions and offers strategies to enhance market appeal ahead of the 2026 legislative session.
Proposed Medicaid work requirements under congressional review pose risks of coverage loss for millions, especially caregivers dependent on flexible Medicaid policies. Historical and administrative challenges highlight potential disenrollment risks.
Wyoming adopts a Medicare birthday rule allowing seniors to switch Medicare Supplement plans annually without denial, boosting competition and affordability in the Medigap market.
CMS launches a six-year pilot requiring pre-authorizations for 17 medical services in traditional Medicare across six states, aiming to control costs and reduce service overuse.
Explore the extensive Medicaid program in Colorado, covering eligibility, enrollment trends, federal expansions, recent policy shifts, and the impact of work requirements and immigrant coverage programs.
Pennsylvania legislators propose raising auto insurance property damage liability minimums from $5,000 to $25,000 per accident, impacting insurer policy updates and pricing. Learn key details about House Bill 1666 and its market implications.
