The NAIC Life Actuarial Task Force adopts a new disclosure-only guideline for reinsurance asset testing, with initial data reporting mandated by 2026 to enhance transparency in life insurer reserves.
The US commercial P&C insurance market faces elevated catastrophe losses in 2025, with wildfire intensity and material costs impacting underwriting, premiums, and availability. Stable capital and competitive renewals present opportunities amid ongoing challenges.
Illinois enacts HB 2425 banning life insurance companies from denying coverage or increasing premiums solely due to felony convictions, impacting underwriting and market dynamics.
Many U.S. homeowners underestimate flood risk due to reliance on outdated FEMA flood zones, exposing them to high costs without proper flood insurance coverage. Learn about NFIP coverage limits and tools for better flood risk assessment.
Discover how proposed domestic policy legislation may reduce Medicare payments, expand HSA eligibility for employed seniors, and enhance rural hospital designations, reshaping Medicare coverage and funding starting 2026.
The new federal budget deal reduces Medicaid funding by $715 billion and introduces stringent work requirements and cost-sharing that could cut healthcare coverage for 600,000 Pennsylvanians, increase uncompensated care costs, and strain state healthcare systems.
Insights into Medicare billing accuracy and fraud risks in physical therapy claims, emphasizing the necessity of compliance to prevent false billing and regulatory issues.
Medicare fraud imposes a $60 billion annual cost and risks to beneficiaries. Rhode Island's Senior Medicare Patrol leads education during Medicare Fraud Prevention Week to enhance fraud awareness and protection measures.
Analysis of the One Big Beautiful Bill's proposed Medicaid cuts shows potential coverage losses for 7.7 million Americans, with concerns over work requirements and eligibility changes.
Florida's Senate Bill 180 aims to speed hurricane recovery but may increase flood insurance costs by restricting home elevation and stricter building codes, affecting thousands of homeowners and insurance markets.
