Milliman report for Michigan DIFS confirms 2019 no-fault auto insurance reforms reduce costs and expand market choices, highlighting opportunities to improve affordability further.

Michigan's 2019 auto insurance reform reduced uninsured drivers, balanced coverage, and lowered costs, according to a DIFS report analyzing market impact and consumer protections.

This analysis explains how ACA subsidies make health insurance affordable by capping participant costs at 8.5% of income and supporting those above 400% of the federal poverty level. It discusses the challenges and compromises of the ACA in the U.S. insurance market.

Rep. Julie Fedorchak outlines proposed reforms to the Affordable Care Act focusing on cross-state insurance sales, consumer choice, and pricing transparency to improve affordability and access.

Modest Medicaid reforms introduced work requirements and eligibility checks amid growing fiscal pressures, but faced significant political resistance despite aiming to preserve coverage for vulnerable populations.

House Resolution 1 enacts major Medicare and Medicaid reforms, affecting millions of Americans including immigrants and low-income families, with implications for insurance markets and healthcare providers.

Medicaid and healthcare funding cuts in the One Big Beautiful Bill Act threaten New York's health system, impacting providers, coverage access, and insurance costs.

The Flood Insurance Relief Act aims to provide tax deductions on flood insurance premiums for middle-income homeowners in Florida, addressing low coverage rates and rising costs in flood-prone areas.

CMS introduces WISeR model using AI to expedite Medicare prior authorizations while insurers enhance processes to cut waste and improve care approval speeds.

New budget bill cuts nearly $1 trillion from Medicaid, introducing work requirements and reducing coverage for chronic pain patients. States face complex implementation challenges impacting healthcare access and insurance markets.