INSURASALES

Tag: Insurance Premiums

Medicare Part B Premiums Rise in 2026; Part D Drug Costs Slightly Decline

Medicare Part B premiums are set to rise significantly in 2026 amid medical inflation, while Part D prescription drug costs slightly decline nationally. Enrollment opens October 15 for plan changes including Medicare Advantage and Medigap options.

ACA Federal Tax Credits Expiry Triggers Health Premium Surges Amid Government Shutdown

ACA federal tax credits supporting over 20 million Americans face expiration amid 2025 government shutdown, causing health insurance premium spikes, notably in New York counties. Understand the regulatory and market impacts for insurers and insureds.

2025 U.S. Auto Insurance Discount Strategies Amid Rising Premiums

Explore top auto insurance discounts for 2025 as car insurance rates rise 30%. Learn about multi-policy, safe driving, and electric vehicle discounts from major U.S. insurers.

Where Are The Opportunities? U.S. Insurance Agent Distribution Reveals Market Opportunities and Competitive Dynamics

Explore the concentration and opportunities of U.S. insurance agents across key states like Florida, Texas, and California, and understand market dynamics shaping agent success in 2024.

High Auto Insurance Rates Drive Record Comparison Shopping in 2024

Record high auto insurance rates in 2024 are fueling unprecedented comparison shopping and customer switching, challenging insurers to improve retention amid rising premiums.

Rising Legal Risks Drive Commercial Auto Insurance Premiums Higher in 2024

Commercial auto insurance premiums increased up to 29% in Q2 2024, driven by legal challenges and high-value verdicts. Industry reports predict continued cost rise in 2025, impacting trucking carriers' margins.

Alabama Department of Insurance Approves 2026 ACA Premium Increases

Alabama's Department of Insurance authorizes 2026 ACA individual premium increases, with Blue Cross, United Healthcare, and Celtic Insurance rates rising significantly. Oscar Insurance enters Alabama market in 2026.

St. Augustine Achieves CRS Class 4, Cutting Flood Insurance Premiums by 30%

St. Augustine, Fla., advances to CRS Class 4 under NFIP, enabling 30% flood insurance premium discounts through enhanced floodplain management and FEMA-approved mitigation measures.

Trump-Era Policies Drive Rising ACA Marketplace Premiums, Burden Rural Residents

Analysis shows Trump-era policies and tax credit expirations will significantly raise ACA marketplace premiums, disproportionately impacting rural residents in 32 states.

2026 ACA Marketplace Faces Highest Premium Increases in Five Years Due to Market Instability

The 2026 ACA marketplace anticipates the largest premium increases in five years amid market instability, tax credit expirations, and rising healthcare costs.