INSURASALES

Tag: Insurance Policy

Congressional Criticism of Medicare Funding Cuts in Recent Bill

Congressman Vicente Gonzalez criticizes recent Medicare funding cuts in a newly passed bill, highlighting potential impacts on seniors and the insurance industry.

ACA Health Insurance Premiums Proposed to Rise 15% in 2025 Amid Cost and Subsidy Uncertainty

Health insurance premiums in the Affordable Care Act marketplace are projected to increase by 15% in 2025, driven by rising medical costs, new drug expenses, tariffs, and uncertain subsidy extensions.

Medicare Advantage Enrollment Risks: Medigap Underwriting and Switching Limits

Explore the implications of enrolling in Medicare Advantage plans and later switching to original Medicare with Medigap, focusing on medical underwriting and enrollment restrictions that impact U.S. beneficiaries.

Texas Expands Medigap Coverage for Younger Medicare Beneficiaries with Kidney Failure

Texas recently expanded Medigap coverage options for Medicare beneficiaries under 65 with end-stage kidney disease, improving insurance access and affordability. NKF advocacy played a key role in this policy change.

Expiration of Enhanced ACA Subsidies Could Spike Premiums for Millions in Florida, Texas

Enhanced ACA subsidies are set to expire, risking significant premium hikes and coverage losses in high-enrollment states like Florida and Texas. Understand the regulatory and market impacts.

Medical Debt Financing Firms Target Rural Hospitals Amid U.S. Healthcare Funding Cuts

Explore how medical debt financing companies support rural hospitals facing financial challenges amid Medicaid and ACA funding cuts, impacting uninsured patients and hospital revenue cycles.

Expansion of ICHRAs in New Legislation Could Transform Employer Health Benefits

New legislation expanding Individual Coverage Health Reimbursement Arrangements (ICHRAs) aims to increase employer-sponsored health insurance flexibility, reduce costs, and enhance consumer choice in the U.S. market.

House Bill Projects Millions to Lose Health Insurance via Medicaid and ACA Cuts

House tax and spending bill could cause 11 million Americans to lose health insurance due to deep cuts in Medicaid and ACA subsidies, raising costs and enrollment barriers.

House Passes Bill Cutting ACA Subsidies and Medicaid Funding Impacting 14 Million

The House reconciliation bill introduces major ACA subsidy cuts and Medicaid funding reductions, threatening health coverage for 14 million Americans while increasing administrative barriers.

Medicare Drug Cost Sharing Shifts Drive Higher Patient Expenses

Medicare beneficiaries face higher costs as Part D plans shift from fixed co-pays to coinsurance for expensive Tier 3 drugs, raising out-of-pocket expenses significantly.