Massachusetts FAIR Plan enrollment surged in 2024, reflecting rising nonrenewals and climate risks impacting the coastal home insurance market and private insurers' strategies.

The U.S. Senate rejected plans to extend ACA premium subsidies, raising premiums significantly. Nebraska senators favor payments to health savings accounts instead, amid market uncertainty.

The expiration of ACA subsidies threatens premium hikes for millions, exposing challenges in Republican health insurance policy and impacting U.S. healthcare access and costs.

DBRS Morningstar forecasts a neutral 2026 outlook for Canadian property and casualty insurance, highlighting underwriting discipline, regulatory impacts, and easing reinsurance costs amid climate-related loss volatility.

An analysis of the Affordable Care Act's development and ongoing subsidy challenges highlights impacts on U.S. insurance markets and healthcare coverage.

New York's insurance premiums are among the highest in the U.S., driven by no-fault auto insurance laws, the Scaffold Law, and rising litigation finance. Legal reforms could reduce costs and improve market competition.

Michigan's SB 245 proposes expanding insurance claims litigation rights, raising concerns about higher premiums and market disruption.

Explore Medicare Advantage as a public-private healthcare model addressing elderly care costs and policy challenges amid U.S. healthcare debates on Obamacare subsidies and Medicaid.

Explore the latest trends in the U.S. pension risk transfer market as buy-in sales surge amid overall market volatility and regulatory challenges.

Congressional deadlock over ACA subsidy extensions risks doubling out-of-pocket healthcare costs and increasing uninsured rates, impacting insurance markets and policy.