Tag: Insurance Law

New Law Assigns Car Owners Responsibility for Denied Auto Insurance Claims

New legal changes in the U.S. auto insurance industry require car owners, not auto body shops, to handle disputed auto insurance claims. This shift impacts claims management and is currently challenged by the body shop sector.

Louisiana Tort Reforms Impact Victim Rights and Insurance Premiums

A detailed analysis of Louisiana's 2020 and subsequent tort reforms reveals increased challenges for personal injury victims and minimal impact on lowering insurance premiums, highlighting ongoing regulatory and industry issues.

Michigan Court Rules Parked Vehicle Not ‘Involved’ in Accident for PPI Claims

Michigan Court of Appeals rules a parked, unoccupied vehicle struck in an accident is not liable for property protection insurance benefits under no-fault law. The decision affects insurer responsibilities and subrogation claims.

Indiana Enacts New Medigap 'Birthday Rule' Guaranteeing Annual Plan Changes

Starting January 1, 2026, Indiana's new Medigap 'birthday rule' law guarantees seniors aged 65+ an annual opportunity to switch Medigap plans without medical underwriting, allowing them to shop for better rates.

Trump’s Executive Order Challenges Disparate-Impact Liability in Insurance

Executive Order No. 14281 challenges disparate-impact liability enforcement under the Fair Housing Act, affecting federal oversight of insurance underwriting practices.

Kutak Rock Releases New Appleman Missouri Insurance Law Treatise

Kutak Rock LLP publishes New Appleman Missouri Insurance Law, a comprehensive guide for insurance professionals on navigating Missouri's insurance coverage and bad faith litigation landscape.

Key U.S. Insurance Court Decisions on Premises Liability, Umbrella Policy Exclusions, and Collusive Assignments

Analysis of recent U.S. court rulings on premises liability exclusions, commercial umbrella policy coverage conflicts, and collusive assignment claims affecting insurers.

Privy Council Clarifies Misrepresentation Law Impacting Insurance Investment Claims

The 2025 Privy Council judgment in Credit Suisse Life v. Ivanishvili clarifies misrepresentation claims law, eliminating the need for claimant's conscious awareness. This affects insurance investment-linked policies and fraud litigation.

Texas Court Affirms Insurance Coverage Limits and Insurer No-Duty Rule

Texas court confirms insurer's no-duty to advise on coverage adequacy, upholding policy limits in property insurance fire damage case.

UnitedHealth Seeks Dismissal of Ballad Health Medicare Advantage Lawsuit

UnitedHealth Group moves to dismiss Ballad Health's Medicare Advantage lawsuit citing binding arbitration agreements and jurisdiction issues in federal court.