U.S. health insurance costs are set to rise dramatically by 2027, prompting urgent calls for healthcare finance reforms to protect consumers and employers.

Minnesota health insurance applicants face rising premiums and uncertainty as Congress debates extending enhanced subsidies ahead of the December 15 application deadline for 2026 coverage.

Colorado mandates insurers to revise 2026 individual market rates factoring in new state funding amid federal subsidy expiration risks, moderating premium hikes.