Explore the complexities faced by India's insurance brokers in accessing public capital markets and the necessary regulatory reforms for growth and IPO opportunities.

The IRDAI has liberalised surety insurance regulations in India, moving to a principles-based framework in 2024 that enhances insurer flexibility while maintaining key restrictions on financial guarantees and foreign assets.

Many Pune families face financial risks due to inadequate life insurance coverage. Experts recommend term insurance and informed insurer selection to close protection gaps.