Texas Lt. Governor Dan Patrick's new school property tax proposal offers incremental relief by lowering the senior exemption age and increasing homestead exemptions but lacks support for young homebuyers and detailed revenue plans.

The Federal Reserve predicts slower inflation but elevated mortgage rates and tariff-driven price increases keep cost pressures high, impacting housing affordability and insurance markets.

Explore the 2026 U.S. housing market outlook featuring stable mortgage rates, rising homeownership costs, regional home price trends, and evolving rental options including built-to-rent communities.

Bankrate analysis shows American homebuyers now need over 40% of their income for homeownership costs, surpassing the traditional 30% rule across most U.S. markets.

Federal Reserve projects slowing inflation in 2024, but sustained high mortgage rates, tariff-driven price increases, and rising costs in key consumer categories challenge affordability and consumer confidence.

Texas Governor Greg Abbott proposes lowering annual property tax appraisal caps from 10% to 3% to manage tax predictability, sparking debate among experts on market impacts and fairness.

November 2025 foreclosure filings rise 21% year-over-year in the U.S., reflecting market normalization post-pandemic with ongoing homeowner equity bolstering stability.

U.S. foreclosure filings climbed 21% in November 2025 as pandemic-era moratoriums expire, signaling normalized housing market conditions with increased but manageable delinquency levels.

Hays is experiencing a housing shortage with rising home and rental prices despite moderate property tax rates, highlighting supply challenges and ongoing residential development efforts.

Senators, led by Deb Fischer, call for repealing a Biden-era policy restricting actual cash value homeowners insurance for federally-backed mortgages, citing negative effects on affordability and consumer choice.