Florida's Citizens Property Insurance requests a 2.6% homeowners rate cut for 2026 reflecting strengthened market conditions and legislative reforms reducing litigation costs. Nearly half of policyholders may see premium decreases amid private market competition and moderating reinsurance costs.

Nevada's 2026 insurance sandbox allows experiments with wildfire coverage, aiming to stabilize the market but raising concerns about coverage adequacy for homeowners at risk.

Oklahoma Insurance Department introduces legislative proposals targeting consumer protections and market transparency to address rising homeowners insurance premiums.

Senators, led by Deb Fischer, call for repealing a Biden-era policy restricting actual cash value homeowners insurance for federally-backed mortgages, citing negative effects on affordability and consumer choice.

Learn how ZIP code designations in Fort Myers, FL affect homeowner and auto insurance rates, prompting regulatory and legislative actions to address rate disparities.

White Mountains completes $1.75 billion sale of controlling interest in Bamboo insurance platform to CVC Capital Partners, retaining a 15% stake. Bamboo expands in U.S. homeowners insurance market.

Oklahoma Attorney General intervenes in State Farm litigation alleging widespread insurance fraud in homeowners wind and hail claims, highlighting regulatory and consumer protection issues.

Georgia's 2026 laws introduce increased homeowners insurance protections, health insurance digital service mandates, and shifts in behavioral health oversight impacting insurance compliance and consumer protections.

Oklahoma Attorney General intervenes in State Farm litigation over alleged scheme reducing payouts on wind and hail homeowners insurance claims, seeking penalties and reforms.

Nevada's wildfire insurance sandbox starting in 2026 allows new policy types but raises concerns over homeowner coverage gaps amid rising wildfire risks and insurance market challenges.