Tag: Homeowners Insurance

Florida Property Insurance Rates Show Slow Stabilization Amid Cost Pressures

Explore the latest insights on Florida's property insurance market, where premium rates face ongoing pressures despite legislative reforms aimed at market stabilization and increased competition.

Louisiana 2025 Budget and Insurance Reforms Address Homeowners and Auto Challenges

Louisiana's 2025 legislative session concluded with key budget approvals and insurance reforms including tax credits for fortified roofs, auto insurance penalties, and measures affecting homeowners and commercial vehicle insurance.

Swimply's Emergence Highlights Regulatory and Insurance Challenges in Peer-to-Peer Pool Rentals

Explore how Swimply's growth in private pool rentals creates new regulatory and insurance challenges in the U.S. peer-to-peer sharing economy.

North Carolina Homeowners Insurance Rates Rise Up to 15% over Two Years

North Carolina homeowners face up to 15% base rate increases over two years following a negotiated settlement balancing insurer costs and consumer protection. Rates vary regionally and reflect recent hurricane impacts and market conditions.

Underestimating Flood Risk: Implications for U.S. Homeowners and Insurance Coverage

Many U.S. homeowners underestimate flood risk due to reliance on outdated FEMA flood zones, exposing them to high costs without proper flood insurance coverage. Learn about NFIP coverage limits and tools for better flood risk assessment.

7% of U.S. Homeowners Lack Property Insurance Due to Cost Barriers

Federal Reserve data shows 7% of U.S. homeowners are uninsured due to high property insurance costs, highlighting market and regulatory challenges.

St. Louis Storms Expose Homeowners Insurance Coverage Gaps Amid Rising Premiums

Severe storms in St. Louis highlight critical gaps in homeowners insurance coverage amid rising premiums and underwriting challenges, impacting recovery and market stability.

Florida SB 180 May Raise Flood Insurance Costs by Limiting Mitigation

Florida's Senate Bill 180 aims to speed hurricane recovery but may increase flood insurance costs by restricting home elevation and stricter building codes, affecting thousands of homeowners and insurance markets.

Texas Passes Law Ending Insurance 'Widow Penalty' on Auto and Home Policies

Texas enacts Senate Bill 1238 to end the insurance 'widow penalty,' preventing rate hikes for surviving spouses on auto and home insurance. Effective Sept 2025.

Florida Homeowners Insurer Slide Advances IPO Ahead of Hurricane Season

Florida-based homeowners insurer Slide is advancing its IPO plans just before the Atlantic hurricane season, a critical period for underwriting and market risk assessment in P&C insurance.