Many U.S. homeowners underestimate flood risk due to reliance on outdated FEMA flood zones, exposing them to high costs without proper flood insurance coverage. Learn about NFIP coverage limits and tools for better flood risk assessment.

Federal Reserve data shows 7% of U.S. homeowners are uninsured due to high property insurance costs, highlighting market and regulatory challenges.

Severe storms in St. Louis highlight critical gaps in homeowners insurance coverage amid rising premiums and underwriting challenges, impacting recovery and market stability.

Florida's Senate Bill 180 aims to speed hurricane recovery but may increase flood insurance costs by restricting home elevation and stricter building codes, affecting thousands of homeowners and insurance markets.

Texas enacts Senate Bill 1238 to end the insurance 'widow penalty,' preventing rate hikes for surviving spouses on auto and home insurance. Effective Sept 2025.

Florida-based homeowners insurer Slide is advancing its IPO plans just before the Atlantic hurricane season, a critical period for underwriting and market risk assessment in P&C insurance.

Homeowners insurance premiums rise sharply in tornado-prone U.S. states due to increased hail damage claims and changing severe weather patterns. Insurers adjust rates and coverage amid evolving risks.

Louisiana Senate advances SB-28 to offer up to $10,000 tax credits for fortified roofs, aiming to reduce home insurance losses and stabilize rising premiums.

Texas homeowners' insurance costs are rising due to severe weather and regulatory rules allowing insurers to adjust rates promptly. New legislation aims to address these challenges in the insurance market.

Colorado faces significant home insurance premium increases due to wildfire risks and extreme weather, prompting new regulations to stabilize the market and support homeowners.