As Obamacare subsidies near expiration, U.S. healthcare affordability debates focus on balancing patient empowerment with addressing provider market consolidation and regulatory barriers for sustainable reform.

The IRS expands Health Savings Account eligibility as GOP plans to let Affordable Care Act subsidies expire reshape the U.S. health insurance landscape. Legislative debates and enrollment fraud issues loom.

Republican senators propose one-time $1,000-$1,500 deposits to HSAs for ACA enrollees as ACA tax credits expire, aiming to reduce premiums and redirect funds to patients.

Senate Republicans propose direct HSA payments to replace enhanced ACA premium subsidies, impacting millions of insured Americans starting 2026.

Republican senators introduce legislation to provide direct HSA payments to ACA enrollees as tax credit expiration threatens healthcare cost hikes for 23 million Americans.

The Senate debates competing proposals to address expiring ACA premium subsidies as millions face rising health insurance costs in the new year.

Exploring the ACA premium subsidy debate focusing on shifting healthcare dollars to patients through HSAs to enhance affordability, innovation, and market competition.

The IRS has issued cost-of-living adjustments for 2026 affecting 401(k) plans, HSAs, FSAs, ACA limits, and PBGC premiums, impacting employee benefits compliance and plan thresholds.

Republican plan proposes personal health savings accounts to replace Obamacare subsidies, impacting millions in Florida including the Cuban community. Explore implications and regulatory context.

Republicans propose expanding Health Savings Accounts (HSAs) eligibility and use for ACA enrollees as enhanced premium subsidies expire, raising questions on impact amid legal limits on HSAs and rising premiums.