INSURASALES

Tag: Health Insurance

Pan-American Life Insurance Group Appoints David J. Turner Jr. to Board

Pan-American Life Insurance Group appoints David J. Turner Jr. to its Board of Directors, enhancing governance and strategic leadership in the life and health insurance market in the Americas.

New York Approves 2026 Health Insurance Rate Increases Below Insurer Requests

New York approves 2026 health insurance premium increases averaging 7.1% for individuals and 13% for small groups, driven by rising medical costs but below insurer requests.

ACA Marketplace Premiums Expected to Soar in 2026 Without Congressional Action

ACA health insurance premiums are set to rise sharply in 2026 as enhanced premium subsidies expire, with insurers citing medical inflation and drug costs. Congressional action is uncertain amid strong public support for subsidy extension.

Florida's Health Insurance Marketplace Vital Amid Premium Subsidy Uncertainty

4.7 million Floridians rely on the federal health insurance marketplace and enhanced premium subsidies. Extension of these subsidies is crucial to prevent coverage loss and maintain access to affordable care.

Medicare Enrollment Guidance for HR Managing Employees Over 65

Key Medicare enrollment rules for HR managing employees over 65 with employer health benefits. Guidance on timing, documentation, and regulatory compliance to avoid coverage gaps.

Insurance Churn Reduces Prevention Investment, Worsening U.S. Health Outcomes

Explore how frequent health insurance churn in the U.S. reduces insurers' incentives to invest in preventive care and chronic disease management, worsening health outcomes and increasing costs.

New York Approves Moderate Health Insurance Rate Hikes for 2026 ACA Plans

New York state regulators approved 2026 health insurance rate increases for ACA marketplace plans, with 7.1% hikes for individuals and 13% for small groups, below insurer requests.

AM Best Downgrades US Health Insurance Market Outlook to Negative

AM Best lowers U.S. health insurance outlook to negative amid rising medical costs, higher claims, and profitability pressures on government health plans in 2025.

Analysis of Rising U.S. Health Insurance Premiums and Insurability Challenges

Explore the rising trend of U.S. health insurance premiums post-ACA, the shift from traditional indemnity insurance to prepaid healthcare models, and the insurability challenges impacting the industry.

CMS Launches AI-Driven Prior Authorization Pilot for Traditional Medicare in Washington

CMS to start AI-driven prior authorization pilot for traditional Medicare in Washington and five other states in 2026, targeting low-value procedures to reduce waste and improve compliance while maintaining clinician oversight.