Dockside Apartments in Charleston confront a $151M repair bill due to missing HOA insurance coverage, highlighting insurance denial issues and homeowner financial risks.

Porch Group's Homeowners of America Insurance Company ranked first in Texas and third nationally in direct combined ratio performance in the 2024 AM Best report, demonstrating strong underwriting and loss ratio improvements continuing into 2025.

Explore the structure and interplay of HOA and individual condo insurance policies in Washington State, including coverage categories, rate trends, and claim considerations for property owners.