Explore key considerations and risks when accessing cash value in permanent life insurance policies, including impacts on death benefits, tax liabilities, and loan alternatives.

Washington state issues guidelines emphasizing financial, tax, and investment considerations for insurance professionals recommending annuities. Resources support locating existing contracts and understanding annuity benefits and risks.

Explore why whole life insurance remains a key financial planning tool in 2025, offering lifelong coverage, guaranteed cash value growth, and strategic wealth accumulation benefits.

Mohamad Ali Hamade's CentraLife is transforming U.S. life insurance with AI-powered, personalized wealth-building policies tailored to high-income earners and entrepreneurs. Discover how fintech innovation is reshaping the insurance landscape.

Most U.S. workers and retirees remain confident about retirement savings, but concerns grow over potential Social Security and Medicare benefit cuts and rising healthcare and inflation costs.

NAIFA prioritizes extending key Tax Cuts and Jobs Act provisions impacting life insurance and small business tax benefits, opposing C-SALT deduction limits, and promoting regulatory stability in Medicare and insurance markets.

Explore how personalized financial and family benefits, including digital estate planning and life insurance guidance, are reshaping employee satisfaction and retention strategies in the U.S. workforce.

Learn how to manage your Medicare Part B premium payments if you're not collecting Social Security yet. Get tips on enrollment, billing, and more.

Explore the rising popularity of annuities in the U.S. amidst changing interest rates and economic conditions.

Explore consumer perspectives on life insurance, focusing on demographics, investment views, and the demand for policy flexibility. Discover major insurers' satisfaction ratings and brand performance in the life insurance market.