Explore how hybrid parametric insurance combines traditional coverage with automated triggers to speed disaster recovery claims and improve insurer responsiveness.

Severe July 2025 floods in Texas’ Kerr County highlight challenges in flood insurance coverage, permitting, and recovery for rural homeowners. Local officials and residents face steep costs rebuilding amid limited federal support.

Post-Helene storm, Western North Carolina confronts significant healthcare, funding, and economic challenges due to federal Medicaid cuts, SNAP reductions, and rising insurance costs.

FEMA activates Individual and Public Assistance programs for Kerr County flood victims post-July 2025 storms. Guidelines highlight insurance claims coordination and SBA loan availability.

St. Louis suspends a 25% insurance escrow holdback on tornado-damaged properties, speeding access to full payouts through December 2026. Regulatory change supports property recovery efforts after the May 16 tornado.

Florida's Senate Bill 180 aims to speed hurricane recovery but may increase flood insurance costs by restricting home elevation and stricter building codes, affecting thousands of homeowners and insurance markets.

Victims of the Palisades Fire face challenges with insurance payouts, receiving less than promised. California lawmakers are drafting reforms to address these issues.