Tag: Credit Risk

Senate Bill 1435: Impact of Credit Information on Insurance Rates

Discover the impact of Senate Bill 1435 on insurance rates and the controversy surrounding credit information in determining premiums.

Rise in Late Auto Loan Payments Signals Affordability Challenges in U.S. Vehicle Market

U.S. auto loan late payments are rising, driven by high vehicle prices, particularly impacting subprime borrowers. Auto industry and economic insights.

Strategies to Manage and Optimize Holiday Spending in the U.S. Market

Explore practical strategies for U.S. consumers to manage holiday spending effectively in 2025, including budgeting tips, debt management, and leveraging credit card rewards.

Risks and Realities of CMBS Loans in U.S. Commercial Real Estate

Explore the complexities and risks of CMBS loans in U.S. commercial real estate. Understand loan structures, servicer roles, tenant credit risks, and implications for insurers and investors.

Record High Subprime Auto Loan Delinquencies Signal Economic Strain in New York

Fitch Ratings reports record high 6.65% delinquency rate on subprime auto loans in the U.S., with New York showing rising auto loan delinquencies amid affordability challenges and increasing insurance costs.