INSURASALES

Tag: Consumer Protection

Texas Passes Law Ending Insurance 'Widow Penalty' on Auto and Home Policies

Texas enacts Senate Bill 1238 to end the insurance 'widow penalty,' preventing rate hikes for surviving spouses on auto and home insurance. Effective Sept 2025.

Phishing Scam Targets Consumers with False Unclaimed Life Insurance Claims

A phishing scam falsely claiming unclaimed life insurance policies is targeting consumers, warns the Better Business Bureau. Learn how to recognize and avoid these fraudulent insurance offers.

Insurance Data Tracking in Apps Raises Regulatory and Privacy Concerns

Examining concerns over app-based tracking of driving data affecting auto insurance rates, related lawsuits, and emerging U.S. privacy legislation.

Louisiana Senate Advances Insurance Bill with Debate Over Rate Hike Authority

Louisiana Senate advances House Bill 148, sparking debate over expanding Insurance Commissioner Tim Temple's authority to reject auto insurance rate hikes amid rising premiums.

Bene Market LLC and Seguro Medico LLC Face Action Over Deceptive Health Plan Sales

Bene Market LLC and Seguro Medico LLC operated deceptive health and dental discount plan sales via a call center, raising compliance issues in insurance marketing.

California Supreme Court to Decide Applicability of Lapse Laws on Out-of-State Life Policies

California Supreme Court reviews if life insurance lapse laws apply to policies issued outside California but renewed within the state, impacting insurer obligations and consumer protections.

Texas Advances Legislation Against Forced Bundling in Home Insurance

Texas lawmakers consider Senate Bill 213 to ban forced bundling of home and auto insurance, enhancing consumer choice and transparency in the home insurance market.

Loophole in ACA Enables Sale of Low-Cost Health Plans with Coverage Concerns

A loophole in the Affordable Care Act has led to the sales of low-cost health insurance plans by a former sitcom writer, raising concerns about coverage adequacy and regulatory compliance in the U.S. health insurance market.

Georgia Tort Reform Expected to Lower Insurance Premiums by 3-5%

Georgia's new tort reform laws SB68 and SB69 are anticipated to reduce insurance premiums by 3-5%, with the insurance commissioner promising strict oversight on rate filings and insurer practices.

NC Department of Insurance Market Regulation Division Returns $24.7M to Consumers

North Carolina's Department of Insurance Market Regulation Division secured $24.7 million in consumer refunds and over $1.8 million in fines from 2020-2024, ensuring insurer compliance and protecting policyholders.