INSURASALES

Tag: Consumer Protection

Illinois Court Limits State Farm ACV Class Action Claims in Multi-State Dispute

Illinois district court partially limits State Farm ACV class action claims in Alaska, West Virginia, Kentucky, and Mississippi, highlighting complex insurance litigation and regulatory issues.

Hawaii Promotes NAIC Life Insurance Policy Locator Tool in 2025

Hawaii's Insurance Division highlights the NAIC's Life Insurance Policy Locator tool helping recover unclaimed life insurance benefits and annuities in 2025.

Illinois Proposes Legislation to Ban Cost Shifting in Insurance Rates

Illinois Senator Michael E. Hastings proposes legislation to prohibit insurance cost shifting and ensure premiums reflect local risks, enhancing fairness and transparency in insurance rates.

California Advances Car Dealer Fee Transparency Bill Reflecting Federal Efforts

California is advancing a bill to regulate car dealer fees, banning junk fees, requiring full price transparency, and establishing a used car return period. This follows previous federal efforts and could reshape auto retail practices.

FTC Slaps MediaAlpha with $45M Settlement: A Wake-Up Call for Insurance Marketing

In 2025, the FTC settled with MediaAlpha for $45M over deceptive health insurance lead generation, including illegal telemarketing and false government affiliation claims, emphasizing enforcement of consumer protection laws in insurance marketing.

Oklahoma's Insurance Rate System Linked to High Property Premiums

Oklahoma's file-and-use insurance rate system contributes to the nation's highest property insurance premiums, contrasting with California's cost-saving prior-approval model. This analysis explores regulatory impacts on homeowner and auto insurance rates.

Michigan Financial Advisor Faces Trial for Insurance Fraud with Annuities

Michigan financial advisor Todd Bernstein charged with insurance fraud for submitting false annuity applications involving early annuity surrenders, under investigation by Michigan DIFS and Attorney General.

Understanding Direct Repair Programs in Florida Insurance Claims

Explore the role of Direct Repair Programs in Florida insurance claims, coverage implications, and the importance of informed decisions in water damage repairs.

Wealth Express Launches Term Life Insurance with Guaranteed Rates and No Medical Exams

Wealth Express introduces term life insurance with guaranteed rates and no medical exams, eliminating hidden fees common in digital platforms. Transparent pricing restores consumer trust.

California Advances Auto Retail Protections Following FTC Rule Reversal

California's CARS Act aims to improve auto retail protections after the FTC CARS Rule was overturned, enhancing affordability and reducing risks for vehicle buyers.