Tag: Consumer Finance

Amica Insurance's VP Shares Practical Steps for Managing Debt and Budgeting

Amica Insurance's assistant VP Bryanca Colvin outlines a three-step plan to help consumers manage debt, prioritize needs over wants, and choose the right insurance coverage to safeguard finances.

Evolving Affordability Challenges Impacting U.S. Economic and Regulatory Landscape

This article analyzes the shifting nature of affordability in the U.S., highlighting rising consumer costs, regulatory developments, and the implications for economic policy and household financial health.

Analysis of Economic Challenges and Consumer Distress in Trump’s Return to Office

An in-depth analysis of the U.S. economy under President Trump’s return, highlighting persistent economic challenges, the impact of tariffs, rising healthcare costs, and the widening inequality gap affecting American consumers.

Rise in Late Auto Loan Payments Signals Affordability Challenges in U.S. Vehicle Market

U.S. auto loan late payments are rising, driven by high vehicle prices, particularly impacting subprime borrowers. Auto industry and economic insights.

Target’s Affordable December Holiday Essentials Blend Style and Savings

Explore Target's December holiday product lineup offering affordable, stylish essentials and gifts while highlighting consumer budget strategies and insurance-related home maintenance coverage considerations.

Strategies to Manage and Optimize Holiday Spending in the U.S. Market

Explore practical strategies for U.S. consumers to manage holiday spending effectively in 2025, including budgeting tips, debt management, and leveraging credit card rewards.

Louisiana Faces Complex Health Insurance and Tax Incentive Challenges in 2024

Explore Louisiana's 2024 health insurance subsidy challenges, opportunity zone critiques, data center tax incentive transparency, and the impact of 'buy now pay later' services.

Nationwide Survey Finds Mixed Consumer Financial Confidence, Growing Caution for 2026

Nationwide's 2025 survey reveals Americans' mixed financial confidence, cautious spending, rising debt, and preference for trusted insurance agents amid economic uncertainty in 2026.

Record High Subprime Auto Loan Delinquencies Signal Economic Strain in New York

Fitch Ratings reports record high 6.65% delinquency rate on subprime auto loans in the U.S., with New York showing rising auto loan delinquencies amid affordability challenges and increasing insurance costs.

Rising Auto Loan Debt and Tariffs Stress U.S. Vehicle Ownership Costs

Record auto loan debt and new tariffs are increasing vehicle ownership costs for U.S. consumers, raising risks for the automotive financing sector and requiring careful financial planning.