INSURASALES

Tag: Consumer Finance

Nationwide Survey Finds Mixed Consumer Financial Confidence, Growing Caution for 2026

Nationwide's 2025 survey reveals Americans' mixed financial confidence, cautious spending, rising debt, and preference for trusted insurance agents amid economic uncertainty in 2026.

Emergency Savings of $2,000: A Key Milestone for Financial Resilience in the U.S.

$2,000 emergency savings is a critical financial buffer improving resilience against unexpected expenses and credit card debt. Key insights for U.S. insurance professionals.

Record High Subprime Auto Loan Delinquencies Signal Economic Strain in New York

Fitch Ratings reports record high 6.65% delinquency rate on subprime auto loans in the U.S., with New York showing rising auto loan delinquencies amid affordability challenges and increasing insurance costs.

Rising Auto Loan Debt and Tariffs Stress U.S. Vehicle Ownership Costs

Record auto loan debt and new tariffs are increasing vehicle ownership costs for U.S. consumers, raising risks for the automotive financing sector and requiring careful financial planning.

Embedded Auto Insurance and Digital Platforms Address Rising U.S. Insurance Rates

Rising auto insurance rates in the U.S. are prompting dealerships and manufacturers to adopt embedded insurance and digital platforms, streamlining insurance purchases and managing repair costs with OEM parts.

Chase Sapphire Reserve Premium Credit Card Bonus Offer Ending August 21

Chase announces the end of the Chase Sapphire Reserve elevated welcome offer on August 21, featuring 100,000 bonus points and $500 travel credit for new cardholders.

Coventry Leads 2024 Life Settlement Market with $1.4B in Policies Purchased

Coventry tops the 2024 U.S. life settlement market by purchasing over 1,300 policies worth $1.4 billion, introducing Enhanced Cash ValueSM to expand policyowner options.