Colorado faces some of the highest auto and home insurance premiums in the U.S., driven by rising repair costs and state laws that encourage prolonged litigation. Key legal reforms could reduce costs but face opposition.

Connect for Health Colorado reports a 5% enrollment decrease for 2026 as federal premium tax credits expire and insurers plan a 28% average rate increase, impacting health insurance affordability.

Connect for Health Colorado reports a 5% dip in 2026 enrollment amid rising premiums and expiry of enhanced federal tax credits, impacting ACA marketplace coverage.

Discover Colorado's new FAIR Plan for homeowners insurance, designed as a last-resort option for those declined by standard insurers. Get details on coverage and eligibility.