Efforts to reduce car insurance rates are undermined by enforcement challenges and prevalence of uninsured drivers, with legislative reforms showing limited impact on premiums.

Colorado's car insurance ranks seventh highest in the U.S. with steady premiums early in 2025 but tariff-related cost pressures could raise rates by up to 7% by year-end, according to Insurify.

Lemonade accelerates car insurance growth by expanding into Indiana, now covering 42% of the U.S. market with AI-driven auto coverage and tech-focused products.

Explore how driving record, age, vehicle type, and location affect auto insurance rates. Learn practical ways to manage premiums and available discounts from Mercury Insurance insights.

A proposed Minnesota bill aims to introduce a state-run car insurance program to offer affordable coverage to good drivers and reduce uninsured driving rates.

Maryland lawmakers are working to regulate usage-based car insurance to protect drivers' data and privacy.