The Prudential Regulation Authority's 2025 discussion paper outlines alternative life capital structures to support UK life insurers in capital markets innovation and risk management.

Life and annuity insurers are evolving towards fee-based, capital-light models driven by private capital partnerships, reshaping industry frameworks.

Swiss Re reports USD 4.0 billion net income for first nine months of 2025, driven by disciplined underwriting and strong investment returns, with low natural catastrophe losses boosting profitability.

Allstate reports Q3 2025 results with revenue growth, improved underwriting margins, and AI-driven tech expansion. Property-Liability and Protection Plans lead earnings improvement.

Jackson Financial reports strong Q2 growth driven by RILA annuities and improved capital allocation, signaling positive trends in the U.S. insurance market.

Jackson Financial reported strong Q2 2025 earnings with growth in Registered Index-Linked Annuity sales and improved capital management, supported by digital adviser tools and strategic asset allocation.

F&G Annuities partners with Blackstone-managed reinsurance vehicle in a $1 billion deal to support fixed indexed annuity growth and enhance capital efficiency.

KBRA assigns BBB+ Stable rating to $350M surplus notes by Venerable Insurance and Annuity Company and Corporate Solutions Life Reinsurance, tied to variable annuity business reinsurance.

Travelers reports a 185% increase in Q2 2025 net income, driven by lower catastrophe losses, improved underwriting results, and premium growth across key insurance segments. Combined ratio improves to 90.3%, with strong return on equity and ongoing capital returns.

Bermuda retains its top position in offshore reinsurance for US life and annuity insurers in 2024, accounting for over 40% of ceded reserves and enabling capital efficiency and growth despite a slowed reserve growth rate.