Covered California anticipates potential enrollment declines if federal COVID-19 era ACA subsidies are not extended, urging enrollees to review coverage options during open enrollment.

California's home insurance premiums remain moderate compared to hurricane-prone states, but new regulations allowing climate risk-based pricing may increase costs and reshape coverage availability.

State Farm requests court to keep documents justifying 17% emergency wildfire insurance rate increase confidential in California, raising Proposition 103 transparency concerns.

Lawsuits in California allege home insurers restricted wildfire coverage, pushing homeowners to costly FAIR Plan policies amid rising wildfire losses and insurer exits. Experts urge risk mitigation over litigation.