Explore how the U.S. life insurance industry is adapting to low interest rates through product innovation, technological adoption, and strategic capital management to sustain growth and profitability.

The U.S. life and annuity sector reported a 13.8% increase in net income for the first nine months of 2025, driven by higher investment income and reinsurance reserve adjustments, per AM Best.

The U.S. life/annuity insurance industry reported a 13.8% increase in net income for the first nine months of 2025, driven by higher investment income and strategic reserve adjustments, according to AM Best data.

Explore the latest trends in the U.S. pension risk transfer market as buy-in sales surge amid overall market volatility and regulatory challenges.

Vanguard and TIAA introduce Target Retirement Lifetime Income Trusts, integrating annuities into workplace retirement plans to provide guaranteed lifetime income. This innovation addresses longevity risk and enhances retirement income stability.

CAIS Advisors to launch sports and entertainment investment fund; Magnifact introduces real-time annuity tracking; Cohen & Steers unveils new ETFs; Guardian Life updates annuity crediting strategies.

AM Best affirms stable and strong credit ratings for Pacific Life Insurance Group, highlighting its robust balance sheet, diversified operations, and effective risk management.

Guardian Life Insurance expands its MarketPerform annuity with two new crediting strategies, enhancing retirement planning options with step-up trigger rate and capped participation.

Aviva partners with GBST to deploy Composer platform, enhancing individual annuities through automation and innovative retirement products for improved operational efficiency.

EXL completes migration of LifePRO Digital Suite to AWS, enhancing scalability, AI integration, and compliance for life and annuity insurance platforms.