Florida pushes forward with AI regulation plans while facing significant insurance market impacts from potential Affordable Care Act subsidy expirations. The state balances AI policy development with healthcare reform amid federal-state regulatory tensions.
President Trump's executive order calls for a federal AI regulatory framework preempting Oklahoma's state AI laws in 2026, creating legal uncertainty and impacting technology and insurance sectors.
Florida proposes legislation requiring mandatory human review of AI-influenced insurance claims denials, enhancing regulatory oversight and compliance in claims handling.
Florida's HB 527 mandates human review of AI-processed insurance claims, expanding to workers' comp and HMOs, addressing accountability and regulatory oversight in claims adjudication.
The U.S. plans a federal AI regulatory framework to replace diverse state rules, aiming to boost technological innovation and global competitiveness. Key industry leaders support central regulation to streamline compliance and industry growth.
NAIC's 2025 Summer Meeting advances state-based insurance regulation modernization with a focus on RBC governance, reinsurance oversight, consumer protection, and regulatory clarity.
In 2024, evolving AI regulations and rising medical costs significantly impact U.S. insurance sectors, influencing cybersecurity coverage and workers' compensation in key states like Colorado and New Jersey.
