Tag: 401(k)

Retirement Savings and Medicare Cost Changes for 2026

Key 2026 updates for retirement savings limits, Roth 401(k) catch-up rules, HSA contributions, and rising Medicare premiums and deductibles affecting retirement planning and insurance professionals.

Strategies to Supplement Social Security Benefits for Retirement Income

Explore key strategies U.S. retirees can use to supplement Social Security benefits, including 401(k) and IRA withdrawals, continued employment, and annuities for stable retirement income.

Enhancing 401(k) Plans: Flexibility and Annuities for Retirees

Explore how 401(k) plans are evolving with flexible withdrawal options and annuities to meet retiree needs and market demand for guaranteed retirement income.

Evolving 401(k) Features Aim to Support Retirees with Flexible Withdrawals and Annuities

Explore how evolving 401(k) plan features like flexible withdrawals and annuity options are shaping retirement income strategies amid changing demographics and regulations.

Vanguard and TIAA Launch Guaranteed Lifetime Income Target-Date Funds

Vanguard and TIAA collaborate to offer a new target-date fund series with lifetime annuity options, addressing growing demand for guaranteed retirement income in employer plans.

Vanguard, TIAA Launch Target-Date Lifetime Income Trusts for 401(k)s

Vanguard and TIAA introduce Target Retirement Lifetime Income Trusts, integrating annuities into 401(k) plans to offer guaranteed lifetime income and enhance retirement plan options.

Vanguard and TIAA Launch Target-Date Fund with Built-in Lifetime Income Annuity

Vanguard and TIAA partner to launch a target-date collective investment trust featuring a built-in lifetime income annuity, enhancing guaranteed income options in 401(k) plans.

Trump Executive Order Expands 401(k) Access to Private Equity and Alternatives

President Trump's executive order expands 401(k) investment options to include private equity and alternative assets, offering new diversification opportunities while raising fiduciary and regulatory considerations for retirement plans.

Maersk Inc. Faces Lawsuit Over Mismanaged 401(k) Fixed Annuity Investment

Maersk Inc. is sued for alleged mismanagement of its 401(k) plan involving a fixed annuity from John Hancock, potentially causing $22 million in losses.

Annuities in Retirement Planning: Addressing Complexity and Enhancing Security

Explore the role of annuities in U.S. retirement planning, their complexity, advisor challenges, and their benefits for income security and lifestyle integration.