Tag: 401(k)

Understanding Retirement Savings in Your 50s: Tips for Financial Readiness

Explore essential tips for retirement savings in your 50s. Understand average 401(k) balances and learn strategies to enhance financial preparedness for retirement.

Understanding Retirement Savings: The Importance of 401(k) Balances for Those Aged 60 and Over

Explore the importance of 401(k) balances for those over 60. Learn about saving strategies and regulatory changes to enhance retirement security.

Enhancing Annuity Access in 401(k) Plans Amid Regulatory Changes

Discover how regulatory changes impact annuity usage in 401(k) plans, addressing legal challenges and improving retirement income options for workers.

U.S. Retirement Assets Soar to $49.1 Trillion by 2025

U.S. retirement assets climb to $49.1 trillion by 2025, showcasing trends in IRAs and annuities. Explore the key drivers of retirement portfolio growth.

Increase in 401(k) Hardship Withdrawals Reflects Financial Pressures

Discover the rise in 401(k) hardship withdrawals amid financial pressures and the implications of SECURE 2.0. Learn about penalty exemptions and alternatives for accessing funds.

Retirement Savings and Medicare Cost Changes for 2026

Key 2026 updates for retirement savings limits, Roth 401(k) catch-up rules, HSA contributions, and rising Medicare premiums and deductibles affecting retirement planning and insurance professionals.

Strategies to Supplement Social Security Benefits for Retirement Income

Explore key strategies U.S. retirees can use to supplement Social Security benefits, including 401(k) and IRA withdrawals, continued employment, and annuities for stable retirement income.

Enhancing 401(k) Plans: Flexibility and Annuities for Retirees

Explore how 401(k) plans are evolving with flexible withdrawal options and annuities to meet retiree needs and market demand for guaranteed retirement income.

Evolving 401(k) Features Aim to Support Retirees with Flexible Withdrawals and Annuities

Explore how evolving 401(k) plan features like flexible withdrawals and annuity options are shaping retirement income strategies amid changing demographics and regulations.

Vanguard and TIAA Launch Guaranteed Lifetime Income Target-Date Funds

Vanguard and TIAA collaborate to offer a new target-date fund series with lifetime annuity options, addressing growing demand for guaranteed retirement income in employer plans.