Explore the 2025 U.S. auto insurance landscape, detailing the complex financial flow of claims from accident to settlement, coverage types, state laws, and insurer strategies affecting payouts.

Wealth Express introduces term life insurance with guaranteed rates and no medical exams, eliminating hidden fees common in digital platforms. Transparent pricing restores consumer trust.

UnitedHealth Group settles with US Justice Department requiring divestiture of 164 home health and hospice facilities in $3.3 billion Amedisys acquisition to maintain market competition and compliance.

Swiss Re updates its Life Guide to help underwriters assess life insurance risks related to repurposed longevity drugs like metformin and rapamycin, enhancing medical risk evaluation and underwriting consistency across global markets.

PPG Industries successfully defended against a 500-person class action alleging wrongful termination of retiree life insurance coverage linked to a 2013 corporate transaction, with the court citing lack of vested rights in plan documents.

Explore strategic financial and insurance planning to navigate the $124 trillion wealth transfer projected through 2048. Learn estate tax mitigation, trust use, and intergenerational wealth preservation insights for advisors and clients.

Algebrik AI and Open Lending partner to integrate AI-powered auto loan decisioning tools for credit unions, enhancing risk management and loan origination efficiency.

Southeastern Wisconsin flooding creates surge in auto insurance claims due to extensive vehicle damage. Learn coverage options and tips to spot flood-damaged cars.

Fidelity projects $172,500 healthcare costs for 65-year-olds retiring in 2025, as financial services accelerate shift to digital customer channels.

Recent Wisconsin floods revealed common homeowner insurance exclusions for groundwater and flood damage, emphasizing the need for endorsements and mitigation strategies.