INSURASALES

Florida Insurance Regulators Issue $2.075M in Fines Over Hurricane Claims

Florida insurance regulators fined eight companies $2.075 million for claims handling violations after Hurricanes Ian and Idalia, reinforcing market accountability amid sector recovery.

Earthquake Risk Management and Insurance Considerations in the U.S.

Comprehensive overview of earthquake risks, seismic hazards, and insurance implications in the U.S., focusing on risk management strategies and emergency planning in tectonically active regions.

U.S. Mortgage Rates Stable; Refinancing and Purchase Trends Through 2025

Explore current U.S. mortgage rates, refinancing trends, and Federal Reserve policy impact through 2025. Key insights for mortgage industry professionals.

Florida Insurance Reforms Attract New Property Carriers, Lower Rates in 2024

Florida's recent insurance reforms drive new property insurers into the market, lowering homeowners and auto insurance rates and reducing litigation.

NICB Projects 49% Surge in Identity Crime Fraud Impacting U.S. Insurance in 2025

The National Insurance Crime Bureau forecasts a 49% rise in identity crime fraud in 2025, emphasizing synthetic identity fraud's impact on insurance claims and industry risk management.

Declining U.S. Financial Confidence Highlights Growing Need for Retirement Planning

The 2025 Allianz study shows falling financial confidence among Americans, emphasizing the critical role of financial professionals in personalized retirement planning amid market uncertainty and economic challenges.

US Workers' Comp Insurance Provides Stability Amid Rising Health Cost Pressures

US workers' comp insurance remains a stable contributor to commercial insurers' earnings despite health sector inflation. Medical cost trends and emerging risks outlined.

AM Best Upgrades Crum & Forster; Aspen Ratings on Review Post-Sompo Deal

AM Best upgrades Crum & Forster to A+; Aspen Insurance ratings under review following Sompo’s $3.5B acquisition. Moody's and S&P assess impact on global specialty insurance and reinsurance sectors.

VA Launches VALife Guaranteed-Acceptance Life Insurance for Veterans with Disabilities

Explore VALife, a guaranteed-acceptance life insurance from the VA for veterans with service-connected disabilities. No medical exam required, coverage up to $40,000.

Continental General Recaptures LTC Risk from Munich Re, Enhancing Asset Base

Continental General Insurance completes risk recapture from Munich Re on life and long-term care policies, boosting assets and reserves with full risk assumption.