INSURASALES

Auto Insurance Legal Defense: Coverage Limits and Bad Faith Claims Explained

Explore key insights into auto insurance legal defense coverage, contingency fees, bad faith claims, and regulatory aspects in California car accident cases. Understand insurers' obligations and claim dispute resolution.

Homeowners Insurance: Liability Risks and Coverage for Residential Swimming Pools

Understanding liability risks associated with residential swimming pools and the importance of updating homeowners insurance policies to ensure adequate coverage.

Washington Report Finds Adult Family Home Liability Insurance Market Stable

The Washington State report finds the liability insurance market for adult family homes sustainable with stable premiums and loss ratios. It highlights insurer risk perceptions and offers strategies to enhance market appeal ahead of the 2026 legislative session.

U.S. Workplace Insurance Sales Decline in Q1 2025, Returning to Pre-Pandemic Norms

U.S. workplace insurance sales declined in Q1 2025, with life, disability, and supplemental products returning to pre-pandemic levels amid economic headwinds, LIMRA reports.

2025 Mortgage Rate Trends: Impact of Fed Policy and Market Dynamics on Housing Affordability

Analysis of 2025 mortgage rate trends highlights Federal Reserve policy, Treasury yields, and inflation effects on U.S. housing affordability and lending costs.

Impact of Budget Reconciliation on Medicaid, Individual Market, and Medicare

Analysis of budget reconciliation effects on Medicaid, individual market coverage, and Medicare, highlighting health plans' response to potential coverage losses and the importance of health care tax credits.

Medicaid Work Requirements Could Impact Millions of Caregivers and Enrollees

Proposed Medicaid work requirements under congressional review pose risks of coverage loss for millions, especially caregivers dependent on flexible Medicaid policies. Historical and administrative challenges highlight potential disenrollment risks.

Federal Legislation Threatens Massachusetts Health Insurance Coverage

New federal tax and spending cuts bill risks removing insurance from up to 25% of Massachusetts Health Connector enrollees, impacting coverage and state health outcomes.

Key Considerations for Insurance Agents Transitioning from Captive to Independent

Explore essential factors for insurance agents transitioning from captive carriers to independent agencies, including infrastructure, carrier selection, branding, and operational strategies.

Severe Weather Contingency Plans: Essential Tech for Insurance Agencies

Explore how insurance agencies can strengthen disaster response with cloud-based AMS, integrated customer portals, texting, and digital payment solutions for seamless service during severe weather.