INSURASALES

Direct Primary Care Model Offers Cost-Effective Alternative to Insurance-Based Healthcare

Discover how direct primary care models provide cost-effective, insurance-free primary care with monthly memberships, improving patient access and reducing healthcare costs.

Louisiana's High Bodily Injury Auto Claims Drive Premiums; Tort Reform Debate Continues

Louisiana's elevated bodily injury auto claims exceed national rates, impacting premiums and prompting ongoing debates over tort reform and insurer transparency.

Insurance Data Tracking in Apps Raises Regulatory and Privacy Concerns

Examining concerns over app-based tracking of driving data affecting auto insurance rates, related lawsuits, and emerging U.S. privacy legislation.

NY Healthcare Sector Faces $13.5B Loss Under Republican Budget Cuts

The Republican budget bill threatens $13.5 billion in New York healthcare funding, risking coverage for 1.5 million residents and financial strain on hospitals and providers. Key Medicaid and Essential Plan cuts increase uninsured rates and healthcare system challenges.

New Jersey Allocates $625M from Horizon BCBS Conversion to Budget Surplus

New Jersey uses $625 million from Horizon Blue Cross Blue Shield's corporate conversion to enhance its budget surplus, illustrating the financial impact of insurer regulatory settlements.

United Automobile Insurance Company: Innovation and Customer Focus Drive Auto Insurance Growth

United Automobile Insurance Company (UAIC) leads the U.S. auto insurance market through disciplined underwriting, technological innovation, and customer-centric service. The company's strategic growth and technology investments enhance claims management and accessibility across multiple states.

Litigation Funding Raises Premiums, Alters Liability Insurance Market Dynamics

Third-party litigation funding drives higher premium costs and reduced liability insurance availability, impacting underwriting and claims trends in commercial auto, umbrella, and product liability lines.

Porch Group’s HOA Tops AM Best Homeowners Insurance Rankings

Porch Group's Homeowners of America Insurance Company ranked first in Texas and third nationally in direct combined ratio performance in the 2024 AM Best report, demonstrating strong underwriting and loss ratio improvements continuing into 2025.

Motion Specialty Gains Lloyd’s Coverholder Status for Niche U.S. Homeowners and Flood Insurance

Motion Specialty has secured approval as a Lloyd's of London coverholder to underwrite specialty insurance products including High Value Homes and Flood coverage, leveraging data-driven underwriting and technology focused on wholesale distribution.

Key Hurricane Season Myths Affecting Insurance and Risk Management

Debunking common hurricane myths critical for insurers and risk managers. Understand storm surge risks, flood insurance needs, and inland weather hazards for better coverage strategies.