INSURASALES

2026 ACA Marketplace Opens Amid Expiring Premium Tax Credits and Access Challenges

The 2026 ACA open enrollment starts as enhanced premium tax credits expire, causing premium hikes and coverage losses for millions, especially marginalized groups.

Lifelong Insurance Coverage and Challenges for Patients with Complex Congenital Heart Disease

Explore the critical role of lifelong health insurance coverage and regulatory challenges in managing congenital heart disease, highlighting the impact of the Affordable Care Act and prior authorization processes.

CMS Finalizes 2026 Medicare Physician Fee Schedule and Launches Payment Dashboard

CMS finalized the 2026 Medicare Physician Fee Schedule with minor reforms and introduced an interactive dashboard tracking payment rates across Medicare payment systems starting January 2026.

Medicare Advantage Shifts Focus From Growth to Profitability Amid Regulatory Changes

Medicare Advantage market pivots from growth-at-any-cost to profitability-first amid CMS regulatory tightening and rising medical costs. Key strategic shifts include operational efficiency, agility in member services, and investment in clinical programs to improve outcomes and reduce total care costs.

New York Life Expands $750M Consumer Lending Investment with Affirm

New York Life Insurance increases its investment in Affirm's consumer loans, backing up to $750 million through 2026 to support $1.75 billion in annual loan volume amid rising interest rates and fintech growth.

U.S. Insurance Industry Reports Record $3.3 Trillion Performance Amid Market Challenges

The Federal Insurance Office reports record $3.3 trillion U.S. insurance premiums in 2024, highlighting strong life and health and property/casualty sectors amid investment gains and market challenges.

Vehicle Thefts in U.S. Decline 23% in First Half of 2025, NICB Reports

The National Insurance Crime Bureau reports a 23% drop in U.S. vehicle thefts in the first half of 2025 due to enhanced anti-theft technology, law enforcement efforts, and market changes.

Innovative Mutuality Model Offers Cost Savings for Safe Drivers Amid Rising Auto Insurance Rates

Discover how Good Driver Mutuality's AI-driven mutuality platform offers a transparent, cost-effective alternative to traditional auto insurance for safe drivers facing rising premiums in 2025.

Massachusetts Municipalities Missing Flood Insurance Savings Due to Non-Participation in FEMA Program

Massachusetts municipalities, including Boston, miss FEMA flood insurance discounts by not participating in the Community Rating System, increasing costs for flood-prone residents.

House Collapses in Buxton Prompt Safety Warnings and Highlight Insurance Risks

Buxton house collapses highlight coastal erosion risks and insurance gaps. CHNS issues safety warnings; regulatory action on insurance policies discussed.