INSURASALES
ACA Premiums to Spike 75% with Expiration of Enhanced Subsidies in 2025

ACA Premiums to Spike 75% with Expiration of Enhanced Subsidies in 2025

ACA health insurance premiums are set to rise 75% in 2025 due to the expiration of enhanced subsidies, impacting enrollment and market risk pools.

Texas Floods Cause Widespread Property Damage, Raising Insurance and Market Challenges

Severe July flash floods in Texas Hill Country have caused extensive property damage and triggered insurance affordability and housing market challenges, spotlighting risk management and regulatory responses.

Hawaiʻi Enacts Act 296 to Stabilize Property Insurance Market

Hawaiʻi's Act 296 expands hurricane relief coverage and addresses rising property insurance premiums amid recent environmental disasters, stabilizing the state’s insurance market.

Alaska Enacts SB 133 to Expedite and Enhance Health Insurance Prior Authorizations

Alaska's SB 133 mandates 72-hour decision deadlines for health insurance authorizations, increases transparency, and protects patients with chronic conditions, effective 2027.

Q1 Earnings Show Mixed Results for Leading U.S. Reinsurers Amid Market Cyclicality

Q1 earnings season reveals mixed financial performance among major U.S. reinsurance companies, highlighting industry cyclicality, catastrophe risk exposure, and market dynamics affecting underwriting margins and stock valuations.

Critical Legal and Insurance Insights for 2025 Construction Industry Risks

Explore key 2025 legal updates and insurance considerations for the U.S. construction industry, including employment laws, OSHA regulations, contractor classifications, and commercial general liability insurance nuances.

Ally Financial Faces Challenges with Legacy Auto Loan Losses and Credit Card Divestiture

Ally Financial's stock declined 6% due to higher losses on legacy auto loans and credit card business sell-off, highlighting portfolio management challenges.

U.S. Insurance Rates Show Moderate Increases in Q2 2025 Across Personal and Commercial Lines

Q2 2025 U.S. insurance pricing shows moderate increases in personal and commercial lines, with notable hikes in high-net-worth homeowners and commercial auto sectors, reflecting market stabilization and underwriting cycle adjustments.

Florida Property Insurance Market Strengthens with New Carrier Entries in 2023

Florida's property insurance market is gaining new carriers in 2023, signaling recovery and increased competition driven by legislative reforms and market stabilization.

USD 379 Launches AAA-Certified Defensive Driving Course With Insurance Discounts

USD 379 offers an AAA-certified Defensive Driving course to enhance driver safety, reduce collision risks, and provide insurance discounts through updated driving education and certification.