INSURASALES
A map of the United States colored by Earthquake Risk Index ratings. Earthquake risk is possible across the United States, and is most prevalent in Hawaii, all along the West Coast, along the Mississippi River where Arkansas, Missouri, Tennessee, and Kentucky borders intersect, Alaska, northwestern Montana, western Wyoming, and southeastern South Carolina. For full results, see the National Risk Index Map webpage.

Earthquake Risk Management and Insurance Considerations in the U.S.

Comprehensive overview of earthquake risks, seismic hazards, and insurance implications in the U.S., focusing on risk management strategies and emergency planning in tectonically active regions.

NICB Reports Surge in Synthetic Identity Fraud Impacting U.S. Insurance Crime

NICB reports a 49% rise in synthetic identity insurance fraud by 2025, piloting machine-learning tools to detect complex fraudulent claims across multiple insurance sectors.

Florida Fines Eight Insurers $2M for Delayed Hurricane Claim Processing

Florida fines eight home insurers $2 million for delays and unresponsiveness in handling Hurricane Ian and Idalia claims, highlighting regulatory enforcement during hurricane season.

Deer Park Fire Department's New Ladder Truck May Lower Local Homeowners Insurance Costs

Deer Park Fire Department's new Ladder 41 truck improves fire response and could reduce local homeowners insurance premiums by enhancing firefighting capabilities and WSRB ratings.

Colorado Proposes Rules to Tie Wildfire Mitigation to Homeowners Insurance Rates

Colorado's latest insurance rules link wildfire mitigation efforts to homeowners insurance rates, aiming to enhance transparency and reduce premiums amid rising wildfire risk and affordability challenges.

Florida Sees One of the Highest Teen Driver Insurance Rate Increases

Florida experiences an average 84% increase in auto insurance premiums when adding teen drivers, impacting family budgets and licensing trends. Discover cost management strategies and market insights.

Court Affirms No Coverage for ATV Accident Under Standard Auto Policy

A federal appeals court in Michigan ruled that injuries from an ATV accident are not covered under standard auto insurance policies due to the vehicle's off-road design. This decision impacts coverage interpretation under Michigan's no-fault statute.

Florida Insurance Regulators Issue $2.075M in Fines Over Hurricane Claims

Florida insurance regulators fined eight companies $2.075 million for claims handling violations after Hurricanes Ian and Idalia, reinforcing market accountability amid sector recovery.

U.S. Mortgage Rates Stable; Refinancing and Purchase Trends Through 2025

Explore current U.S. mortgage rates, refinancing trends, and Federal Reserve policy impact through 2025. Key insights for mortgage industry professionals.

Florida Insurance Reforms Attract New Property Carriers, Lower Rates in 2024

Florida's recent insurance reforms drive new property insurers into the market, lowering homeowners and auto insurance rates and reducing litigation.