A map of the United States colored by Earthquake Risk Index ratings. Earthquake risk is possible across the United States, and is most prevalent in Hawaii, all along the West Coast, along the Mississippi River where Arkansas, Missouri, Tennessee, and Kentucky borders intersect, Alaska, northwestern Montana, western Wyoming, and southeastern South Carolina. For full results, see the National Risk Index Map webpage.

Earthquake Risk Management and Insurance Considerations in the U.S.

Comprehensive overview of earthquake risks, seismic hazards, and insurance implications in the U.S., focusing on risk management strategies and emergency planning in tectonically active regions.

Comparison of insured losses exceeding $1 billion by peril between 2015–2019 and 2020–2024

Verisk Reports $152B Global Annual Catastrophe Loss, Frequency Perils Intensify

Verisk's 2025 report shows global modeled insured catastrophe losses have increased to $152B annually, driven by frequency perils like thunderstorms and wildfires. Insurance professionals must adapt risk strategies to these evolving challenges.

Court Affirms No Coverage for ATV Accident Under Standard Auto Policy

A federal appeals court in Michigan ruled that injuries from an ATV accident are not covered under standard auto insurance policies due to the vehicle's off-road design. This decision impacts coverage interpretation under Michigan's no-fault statute.

Florida Insurance Regulators Issue $2.075M in Fines Over Hurricane Claims

Florida insurance regulators fined eight companies $2.075 million for claims handling violations after Hurricanes Ian and Idalia, reinforcing market accountability amid sector recovery.

U.S. Mortgage Rates Stable; Refinancing and Purchase Trends Through 2025

Explore current U.S. mortgage rates, refinancing trends, and Federal Reserve policy impact through 2025. Key insights for mortgage industry professionals.

Florida Insurance Reforms Attract New Property Carriers, Lower Rates in 2024

Florida's recent insurance reforms drive new property insurers into the market, lowering homeowners and auto insurance rates and reducing litigation.

Tom Brown Leads Marsh McLennan Agency Mid-Atlantic with Strong Heritage and Growth

Tom Brown, chairman of Marsh McLennan Agency Mid-Atlantic, leads a growing regional insurance operation with deep family roots and diversified business interests in Virginia.

Verisk Reports $152B Global Annual Property Loss from Natural Catastrophes in 2025

Verisk's 2025 report reveals global insured property losses from natural catastrophes have risen to $152B annually, driven by frequent severe events. Insurers must adjust risk models and strategies to manage growing catastrophe exposures effectively.

Q2 Earnings Show Strength and Challenges Across U.S. Property & Casualty Insurers

Q2 earnings reports reveal mixed but resilient performance in U.S. property & casualty insurance stocks including Essent Group, Root, Selective Insurance, Mercury General, and CNA Financial.

New York Eyes Annual Insurance Reporting for Multifamily and Nonprofit Housing

New York Assembly Bill A09016 proposes annual reporting on property and liability insurance for multifamily and nonprofit housing to enhance market transparency and inform regulatory oversight.