Aging and Urbanization Drive Transformation in P&C Insurance Risk Models
How aging and urbanization are reshaping property and casualty insurance risk models, demanding ecosystem-based strategies and insurance innovation.
How aging and urbanization are reshaping property and casualty insurance risk models, demanding ecosystem-based strategies and insurance innovation.
Insurance brokerage mergers and acquisitions declined in early 2025 to the lowest quarter since 2020, with private equity firms dominating deals. Despite the slowdown, large upcoming transactions signal a potential rebound in deal activity later in 2025.
Heritage Insurance Holdings completed its 2025-2026 catastrophe excess-of-loss reinsurance program with a $285 million increase in limits and incorporation of catastrophe bonds, enhancing risk transfer capacity and financial stability.
Summary of the 2025 Colorado legislative session focusing on homeowners insurance reforms, school finance increases, public safety funding, and water project investments affecting the insurance and public sectors.
U.S. commercial insurance market experiences stability with excess casualty capacity shifts amid evolving risks and regulatory challenges, industry leaders report at Riskworld.
Phoenix man’s BMW repair delayed 4 months due to insurance payment issues with Cox Communications provider. Highlights challenges in auto claims and insurer payment processes.
In 2023, Fresno County homeowners in California face increasing insurance non-renewals and premiums due to market challenges and regulatory developments. Learn about policy renewal conditions, aerial inspections, and the state's sustainable insurance strategy.
Liberty Mutual reports $1B Q1 2025 net income, down 33%, impacted by $1.8B catastrophe losses from California wildfires. Underwriting improvements lowered the underlying combined ratio to 81.9. Net written premiums fell in U.S. retail markets but rose 7.5% in Global Risk Solutions.
Berkshire Hathaway reports $2.7 billion underwriting profit in 2024 with key leadership changes and strategic responses to wildfire losses, highlighting resilience in insurance markets.
American Coastal Insurance reports Q1 2025 earnings with a 65% combined ratio and over 30% return on equity, highlighting underwriting discipline and premium growth in property and casualty insurance.