Climate change is increasing property insurance rates and lowering home values in risk-prone U.S. regions, impacting insurers, homeowners, and local governments financially.

New York law allows local governments to raise property tax exemptions for seniors from 50% to 65%, easing housing costs for older homeowners on fixed incomes.

The bipartisan ROAD to Housing Act, aimed at boosting housing supply and affordability, was removed from major defense legislation by House Republicans, delaying key housing reforms.

Florida homeowners face rising insurance premiums and coverage challenges linked to climate risks and market shifts, highlighting the need for resilient building codes and insurance reform.

Florida's 2026-2027 budget proposal allocates $117B with boosts in education funding, law enforcement raises, cancer research, and environmental programs, setting the stage for legislative negotiations.

New research reveals that poor credit scores increase homeowners insurance premiums more than living in disaster-prone areas, prompting calls for regulatory reform and pricing transparency in the U.S. insurance market.

Wisconsin home insurance premiums rose 55% from 2017 to 2024, driven by climate disasters and rising construction costs. Explore regulatory impacts and market trends.

Governor Greg Abbott's plan to tighten property appraisal caps aims to reduce property tax unpredictability in Texas but faces criticism from experts citing market distortions and inequities.

Homeowners face insurance premium hikes due to extreme weather and costs. Consumer Reports urges adoption of Bill of Rights for stronger protections and transparency in insurance policies.

The traditional 30% income rule for housing affordability is challenged by rising home prices and mortgage rates post-pandemic, impacting U.S. homebuyers and financial planning.