U.S. commercial insurance rates steady in Q3 2025; specialized risk control strategies emerge as key to reducing claims and enhancing client retention in complex industries.

Munich Re prepares for leadership changes in its specialty insurance division with new CEOs appointed for HSB and American Modern Insurance Group, highlighting strategic growth and innovation.

Warsaw Common Council reviews optional HomeServe lateral line insurance program to help homeowners cover costly sewer and water lateral line repairs. Program endorsed by NLC and AIM.

Florida lawmakers consider a bill to ban denial of insurance claims based solely on AI outputs, balancing consumer protections with industry efficiency in AI-driven claim processing.

The Florida Property Tax Offset Act proposes linking homeowners insurance premiums to property tax relief, aiming to ease rising insurance and tax burdens for full-time Florida residents and promote housing affordability.

The traditional 30% rule limiting housing expenses to 30% of income, including insurance and taxes, is set for reconsideration in 2025, reflecting changes in economic and market conditions relevant to insurers and financial planners.

The Homeowners Market Data Call Task Force updates reporting templates to improve regulatory analysis of homeowners insurance market trends, targeting consistent nationwide data collection by 2026.

Explore the dynamics between state regulators and consumer advocates in the heavily regulated U.S. homeowners insurance market, featuring insights from expert J. Robert Hunter.

Florida's Citizens Property Insurance proposes its first rate decrease in 10 years, cutting premiums by 2.6% on average for noncommercial property insurance statewide, signaling market progress.

Amica Insurance's assistant VP Bryanca Colvin outlines a three-step plan to help consumers manage debt, prioritize needs over wants, and choose the right insurance coverage to safeguard finances.