Homeowners insurance premiums in Texas have surged due to increased extreme weather events and regulatory challenges, impacting affordability and market stability.

The NY Department of Financial Services reiterates rigorous, consistent standards for licensing financial institutions, emphasizing compliance and consumer protection for insurers and financial firms.

Florida's 2024 homeowner insurance premiums may decrease as reduced reinsurance costs and tort reform lower windstorm risk expenses. Market stability emerges post-2024 hurricanes.

Summary of Colorado's 2025 legislative session highlighting ride-hailing safety regulations, failed AI delays, expanded anti-discrimination protections, IVF law changes, and implications for insurance professionals.

Explore how California’s wildfire premium discounts outperform Oregon’s voluntary certificate program, highlighting effective insurance incentives for homeowner wildfire risk mitigation.

Los Angeles County offers free blood lead testing amid concerns of soil contamination after the Eaton wildfire. Residents face potential exposure risks and remediation complexities.

Colorado lawmakers rejected a bill to create a wildfire reinsurance program intended to stabilize the property insurance market amid rising wildfire risks and insurance costs. The proposal failed due to concerns over new fees on homeowners.

Louisiana enacts new insurance law mandating disclosure of available vehicle and home insurance discounts. Key 2025 auto insurance reforms target legal cost drivers to improve market transparency and affordability.

Shelter Insurance adopts Shift Technology's AI-driven fraud detection tool to improve identification and investigation of auto and property insurance fraud, boosting operational efficiency and fraud mitigation in 20 U.S. states.

Louisiana Governor Jeff Landry champions legislation to expand the insurance commissioner's authority over auto insurance rates, igniting debate on market impact and regulatory balance.