Explore how AI digital twins and generative ghosts are reshaping afterlife interaction, estate planning, and life insurance implications in the evolving U.S. market.

Life insurance premiums in India rose 2% year-over-year in March, with mixed performance across major insurers including LIC, HDFC Life, and ICICI Prudential. Total policy numbers declined nearly 19%.

Sapiens International to acquire Candela for $22 million, enhancing life insurance automation and expanding presence in APAC markets. Deal closes Q2 2025.

LIMRA's 2024 study exposes a significant life insurance coverage gap despite strong consumer demand, highlighting education and digital marketing challenges in the U.S. market.

FICO and dacadoo partner to improve life insurance underwriting using AI-driven risk assessment and digital health data for personalized policies and faster decisions.

Coventry introduces an Enhanced Cash Value program to provide seniors with higher cash access from Universal Life policies without underwriting, streamlining advisor workflows and liquidity solutions.

Swiss Re appoints Bernhard Kaufmann as group chief risk officer effective October 2025, along with board re-elections and strategic exit from Asia-Pacific life insurance operations.

Coventry introduces an Enhanced Cash Value program for Universal Life insurance policies, offering faster access to increased cash values without underwriting. This innovation supports advisors and policyholders with enhanced liquidity options.

Tokyo-based insurer MS&AD plans a Y700bn investment to grow its North American operations, aiming to double profits by 2025 amid strategic mergers and regulatory focus.

MS&AD Insurance Group plans a $5 billion investment to boost its North American insurance operations, aiming to double profits and enhance governance through mergers and strategic acquisitions.