AM Best lowers U.S. health insurance outlook to negative amid rising medical costs, higher claims, and profitability pressures on government health plans in 2025.

Congress returns from recess with five key U.S. health policy priorities including FY26 appropriations, OTC drug fee program reauthorization, drug pricing reform, Medicare/Medicaid extenders, and ACA tax credits.

Explore how frequent health insurance churn in the U.S. reduces insurers' incentives to invest in preventive care and chronic disease management, worsening health outcomes and increasing costs.

New York state regulators approved 2026 health insurance rate increases for ACA marketplace plans, with 7.1% hikes for individuals and 13% for small groups, below insurer requests.

Explore the rising trend of U.S. health insurance premiums post-ACA, the shift from traditional indemnity insurance to prepaid healthcare models, and the insurability challenges impacting the industry.

State insurance regulators warn of up to 55.3% rate increases as federal tax credits end, leading to higher consumer insurance costs.

Boeing workers face loss of health insurance after five weeks on strike, with contract negotiations delayed. The labor dispute highlights key issues in aerospace worker benefits and pay structures.

Explore the detailed 2025 analysis of High Deductible Health Plans (HDHP) with HSAs versus traditional plans with FSAs, focusing on tax advantages, premiums, and long-term financial impact for informed insurance decisions.

Alabama's Department of Insurance authorizes 2026 ACA individual premium increases, with Blue Cross, United Healthcare, and Celtic Insurance rates rising significantly. Oscar Insurance enters Alabama market in 2026.

Massachusetts insurance regulators require five health insurers to refund $75.6 million to consumers for not meeting medical loss ratio standards, reinforcing regulatory oversight and consumer protections.