Explore the detailed 2025 analysis of High Deductible Health Plans (HDHP) with HSAs versus traditional plans with FSAs, focusing on tax advantages, premiums, and long-term financial impact for informed insurance decisions.

Alabama's Department of Insurance authorizes 2026 ACA individual premium increases, with Blue Cross, United Healthcare, and Celtic Insurance rates rising significantly. Oscar Insurance enters Alabama market in 2026.

Massachusetts insurance regulators require five health insurers to refund $75.6 million to consumers for not meeting medical loss ratio standards, reinforcing regulatory oversight and consumer protections.

Florida Blue and Memorial Healthcare's contract dispute renders 31,000 members out of network in Broward County, impacting access across commercial, ACA, and Medicare Advantage plans amid reimbursement rate disagreements.

Rep. Mariannette Miller-Meeks outlines Medicaid reforms, rural healthcare funding, and economic growth initiatives for Southeast Iowa, emphasizing sustainability and community engagement requirements.

Virginia smokers with Obamacare coverage benefit from reduced health insurance premiums as FDA delays in tobacco product approvals persist. Key insights into regulatory impact on insurance costs.

ACA insurance premiums are set to increase by a median 18% in 2026 due to rising healthcare costs and legislative changes, with potential coverage losses and affordability challenges ahead.

HHS orders Ohio to remove transgender references from federally funded youth sexual education materials, impacting compliance and funding in youth prisons.

Healthcare policy and insurance coverage issues, including Medicaid cuts and ACA subsidy expirations, are central to the 2026 U.S. midterm elections amid regulatory challenges at CDC and HHS.

Colorado enacts $100 million state funding to limit premium hikes after ACA enhanced tax credits expire, emphasizing reinsurance and federal subsidy roles.