INSURASALES

Resurgence of Annuities Highlights Retirement Security and Health Benefits

Annuities are gaining renewed interest as a solution to retirement insecurity, offering guaranteed lifelong income and improved health outcomes amid lapses in defined benefit plans.

U.S. Annuity Market Hits Record Sales Amid Aging Population and Market Volatility

Explore the U.S. annuity market's record growth driven by aging demographics, interest rate shifts, inflation trends, and technological advancements enhancing retirement income strategies.

Price Forbes Re Appoints Isaac Sanday to Lead Life, Pensions & Annuities

Price Forbes Re appoints Isaac Sanday as global head of Life, Pensions & Annuities to lead expansion in reinsurance broking services across global markets.

Milliman's 2025 RILA Study Reveals Surrender Behavior Trends Shaping Annuity Pricing

Milliman's 2025 Registered Index-Linked Annuity (RILA) Industry Experience Study highlights surrender rate patterns and behavioral modeling innovations shaping annuity pricing and risk management.

F&G Annuities & Life Stock Volatility and Dividend Analysis for Insurance Investors

Analyze F&G Annuities & Life Inc stock volatility, dividend trends, and options market activity to inform insurance investment strategies and risk assessment.

IRS Five-Year Rule: Key Tax Implications for Inherited Annuities

Learn how the IRS five-year rule affects inherited annuities, its tax implications, and strategies for beneficiaries and owners to optimize estate plans and minimize tax liabilities.

U.S. Annuity Sales Hit Record $432B in 2024 Amid Rate-Driven Demand

U.S. annuity sales reached a record $432.4 billion in 2024, driven by rising interest rates and demand for retirement income. LIMRA forecasts potential 2025 sales decline amid rate cuts, with RILAs and FIAs expected to remain resilient.

Variable Annuities with Lifetime Income Benefits Offer Strategic Value in Retirement Planning

Research highlights the strategic value of variable annuities with lifetime income benefit riders, offering retirees income protection and enhanced risk management amid market volatility.

Advisor Jeffrey Cutter Appeals SEC Case Ruling on Insurance Commission Disclosures

Jeffrey Cutter appeals SEC ruling on insurance commission disclosure, challenging regulatory requirements under the Investment Advisers Act and McCarran-Ferguson Act limitations.

Congress Proposes Shift to High-5 Pay Basis for Federal Retirement Benefits Starting 2028

Congress proposes changing federal retirement annuity calculations from high-3 to high-5 pay basis starting 2028, impacting federal employee pensions and government retirement costs.