INSURASALES

Increased Deer-Vehicle Collisions Raise Safety and Insurance Concerns in Ohio

During the fall deer-mating season from October through December, motorists face increased risk of collisions with deer, which are more active and prone to crossing roadways. Annually in the U.S., over 2.1 million deer-vehicle collisions result in approximately $10 billion in economic losses, 59,000 injuries, and 440 fatalities, with Ohio reporting nearly 20,000 deer-related crashes in 2023. The Insurance Institute for Highway Safety notes that over 1,900 people have died nationwide in animal-involved crashes from 2014 to 2023.

Ohio drivers are cautioned by AAA to exercise heightened vigilance during this period, as deer behavior can be unpredictable and lead to accidents. AAA recommends specific driving adjustments to reduce collision risk and outlines steps to take if a vehicle hits a deer. The average insurance claim for deer-related vehicle damage in Ohio in the past year was $5,597, underscoring the financial implications without proper auto insurance coverage.

This seasonal risk highlights the important intersection of wildlife activity, road safety, and insurance claims, emphasizing the need for awareness and preparedness among drivers and insurers alike. The data supports proactive measures in driving behavior and insurance policy review to mitigate both safety hazards and economic impact.