Alignment Health Plan Expands 2026 Medicare Advantage Portfolio with Diverse Coverage Options
Alignment Health Plan has unveiled its 2026 Medicare Advantage (MA) product portfolio, featuring 68 plan options available across 45 counties in five states. These plans are designed to offer broad coverage and consistent value to meet the diverse health needs of seniors in the service areas. The Medicare annual enrollment period runs from October 15 to December 7, allowing 8.3 million Medicare-eligible adults in Alignment's regions to select plans effective from January 1, 2026.
Alignment Health emphasizes benefit stability year-over-year, with supplemental benefits that enhance quality of life, including vision and hearing coverage, routine transportation, grocery and meal support, personal emergency response systems, in-home care support, and caregiver reimbursements. Select plans also include dental services at no copay, offering annual allowances ranging from $500 to $4,000.
The company is expanding its offerings for seniors with special needs by providing 24 special needs plans (SNPs) in 2026. This includes 19 plans tailored for members with chronic conditions (C-SNPs) and five plans for individuals dually eligible for Medicare and Medicaid (D-SNPs). Many of these plans offer an "Essentials" monthly allowance for daily necessities such as groceries and home safety items.
Addressing economic concerns among seniors, Alignment's 2026 plans include expanded access to competitive Part B premium rebates, providing members with greater flexibility in managing healthcare expenses. Furthermore, Alignment Health is growing its partnership with Intermountain Health to launch a new co-branded HMO plan in Clark County, Nevada, featuring a $0 monthly premium, no copays for primary care, specialist and urgent care visits, and enhanced food and transportation benefits.
All Alignment Health members have complimentary access to the ACCESS On-Demand Concierge program, which facilitates easier access to care and benefits. This program supports members through a range of personalized services designed to streamline healthcare navigation.
Alignment Health operates as a consumer brand of Alignment Healthcare (NASDAQ: ALHC) and focuses on providing high-quality, low-cost care supported by coordinated care models, 24/7 concierge teams, and proprietary technology. Their strategic growth and partnerships aim to meet the evolving needs of seniors nationwide.