Humana Unveils 2026 Medicare Advantage Plans Focused on Simplicity and Quality
Humana Inc. has announced its Medicare Advantage and Prescription Drug Plan offerings for 2026, emphasizing plan simplicity, stability, and quality care for Medicare beneficiaries.
The plans are designed for ease of use and understanding, featuring standardized offerings and clear plan materials to assist beneficiaries in making informed decisions. The 2026 plans incorporate member feedback to retain valued features, ensuring the benefits align with beneficiary priorities. Humana’s Medicare Advantage options include medical, dental, vision, hearing, and often prescription drug coverage, supporting a comprehensive approach to member health and independence.
Preventive care remains a focus, with no additional costs for screenings such as breast and colon cancer and bone density checks, alongside wellness programs like Go365 that encourage proactive health management. Prescription Drug Plans will see approximately 83% of offerings with lowered premiums, maintaining a CMS-set maximum out-of-pocket limit of $2,100, with multiple PDP options tailored to varying beneficiary needs and priorities regarding cost and coverage. Market expansion in 2026 brings Humana's Medicare Advantage plans to 46 states plus Washington, D.C., covering 85% of U.S. counties, introducing new plans in several states and increasing accessibility. The company is also expanding Special Needs Plans to additional states and introducing benefits for members with End-Stage Renal Disease or Chronic Kidney Conditions on certain plans in select states, including reduced copays for dialysis and transportation to medical visits. Humana provides home delivery pharmacy options through CenterWell Pharmacy, facilitating medication management with convenient delivery services.
With over 8.2 million Medicare members as of mid-2025, including 5.8 million enrolled in Medicare Advantage, Humana remains a significant player in the Medicare market. Enrollment for 2026 plans is available through multiple channels, including in-person, online, and phone, connecting beneficiaries with licensed sales agents to support their selections. Humana continues to hold Medicare contracts for its various plan types and complies with federal and state regulatory requirements.